When you purchase a vehicle with a loan, this represents the money you pay at the beginning of the financial agreement to lower the total amount you finance. Interest Rate (APR) When you purchase a vehicle with a loan, this is the percentage dollar amount that determines the yearly cost of credit.Use the chase auto direct free auto loan calculator to learn how much you can afford. Get approved. Head to the dealer. Purchase your next car with confidence.Car Finance Calculators. When shopping for a new or used car, it is always helpful to have an idea of how much you can spend. Understanding what you can manage as a monthly payment not only helps.Rates as low as 4.59% APR (Annual Percentage Rate) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score.It’s smart to shop for the best interest rate on your auto loan before you buy your next car. This streamlines negotiations and saves you money over the life of your car loan. Compare car loans.The first step is to enter the details of the proposed car loan in the fields above: Vehicle Price – The price that you will pay for your vehicle; Down Payment – The amount of money that you will be putting down yourself on the car; Trade In – If you will be trading in your current car, put its expected value hereCar loan amortization calculator harnesses all the factors influencing borrowing and repaying car loans, distilling your loan’s payment amount at various intervals. Amortizing Loans Reduces lender risk. loan repayment is subject to terms and conditions agreed upon by lenders and borrowers as loans originate.Browse auto loans with daily updated rates to find the best auto loan deal for you. Read real reviews of auto loan providers to find the right offer. browse auto loans with daily updated rates to find the best auto loan deal for you. Read real reviews of auto loan providers to find the right offer.Each year, carmax auto finance helps more than 200,000 customers with their vehicle financing. With fast, on-site financing, competitive terms, and a team that understands that the purchase of your vehicle is just the beginning, we’ll be there throughout your vehicle ownership.